Confused about Home Mortgage.

360SD asked:

Hi, I am planning to take a home mortage out and it is so confusing when you talk to different brokers , it almost seems that they get us in one way or the other like PMI, points, mortgage rate, even .25% would make a huge difference on the mortgage payment over the years. Can anybody suggest what things to look out when talking to a banker/broker.

I would appreciate any suggestions, or recommendations to  some good sites or good banks to go to if you had any prior experiene. Thank you.